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Safeguarding Against Forecasted Rate Rises for BorrowersThe big four banks have forecast that the Reserve Bank will begin lifting official interest rates from June. If and when that happens, lenders will almost certainly increase their home loan rates. That would be...

Median Repayment Buffers Double, Now Covering 21 Months of ExpensesMost mortgage holders will be able to cope if and when interest rates start rising. That’s one of the findings from the Reserve Bank of Australia’s (RBA) latest half-yearly Financial Stability Review....

Supply Chain Challenges Prompt Significant Surge in Homebuilding CostsNational residential construction costs increased 9.0% over the 12 months to March 2022, according to CoreLogic’s Cordell Construction Cost Index. That was the highest annual growth rate on record...

Federal Housing Incentives Now Accessible to a Wider Pool of BuyersThe federal government has expanded its support to first home buyers and single parents, and has also released a new program for regional buyers. The First Home Loan Deposit Scheme and New Home...

Four strategies for lowering mortgage costsBridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging loan to allow...

What Is the Process of Refinancing?Commercial property is classified as any non-residential property that is used exclusively for business purposes. This includes retail properties, office buildings, shopping centres, hotels, warehouses, manufacturing facilities,...

Purchase your next car with a Car loanAustralians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less...

How to Find the Best Tenants for Your Investment PropertyGetting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding...

The Differences Between Owner-Occupied and Investment LoansWhen you buy a home whether it is classified as owner-occupied or investment depends on your intentions behind buying the property. If you are planning to sell the property for a profit on what you originally...

Non-Bank vs. Major Lender: Choosing the Right Mortgage ProviderThe time has come to start thinking about purchasing your first property. Most people begin the process by going to their bank and asking their advice; but did you know there are other options out there...