Latest Blog

Protect Yourself from Fraudulent ActivitiesThe Australian Taxation Office has urged people to be vigilant about a new scam doing the rounds. The ATO has detected an increase in fake websites offering to provide tax file numbers (TFN) and Australian business numbers...

4 Reasons to Stay Relaxed and InformedLarge numbers of borrowers will soon be coming to the end of their fixed-rate period, with Commonwealth Bank alone revealing that $44 billion of fixed loans will expire this year, according to Canstar. Some media reports have...

Narrowing Price Growth Gap Signals Changing Real Estate Market TrendsBuyers are steadily shifting their attention from houses to units. In April, median prices rose 10.4% in annual terms for units and 18.6% for houses, according to CoreLogic – a difference of 8.2...

Why now is the Ideal Moment to consider refinancing your mortgageThe Reserve Bank recently increased official interest rates by 0.25 percentage points and has signalled more rate rises are on the way. But don’t panic. Instead, fight back. How? By refinancing to a...

Safeguarding Against Forecasted Rate Rises for BorrowersThe big four banks have forecast that the Reserve Bank will begin lifting official interest rates from June. If and when that happens, lenders will almost certainly increase their home loan rates. That would be...

Median Repayment Buffers Double, Now Covering 21 Months of ExpensesMost mortgage holders will be able to cope if and when interest rates start rising. That’s one of the findings from the Reserve Bank of Australia’s (RBA) latest half-yearly Financial Stability Review....

Supply Chain Challenges Prompt Significant Surge in Homebuilding CostsNational residential construction costs increased 9.0% over the 12 months to March 2022, according to CoreLogic’s Cordell Construction Cost Index. That was the highest annual growth rate on record...

Federal Housing Incentives Now Accessible to a Wider Pool of BuyersThe federal government has expanded its support to first home buyers and single parents, and has also released a new program for regional buyers. The First Home Loan Deposit Scheme and New Home...

Four strategies for lowering mortgage costsBridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging loan to allow...

What Is the Process of Refinancing?Commercial property is classified as any non-residential property that is used exclusively for business purposes. This includes retail properties, office buildings, shopping centres, hotels, warehouses, manufacturing facilities,...