About Break Free
Home Loans

Get to know Break Free Home Loans today!

About US

With over 25 years’ experience in banking, finance, credit and lending previously working for organisations such as Esanda, Liberty Financial, ME Bank & Bank Of Melbourne, Eric, the Director of Break Free Home Loans is well suited to assisting you with your financial needs. As lending specialists, Break Free Home Loans know the key to success is understanding your requirements, needs and objectives. We know how each of the various lenders work and operate thus we can search the available market to pair you up with your ideal lender and financial solution.

With access to a pool of over 40+ lenders, we are confident that we can find your ideal fit. We will complete all your checks, deal with the lender and negotiate rates and packages on your behalf. You will not have to deal with anyone except your personally assigned Break Free Home Loan specialist.

We are equipped to assist you with great technology and information gathering processes that will make the application to settlement process smoother than ever before. As if that wasn’t enough, we make life convenient for you by being fully mobile. We can meet you at home, work, or even your favourite café by appointment Monday to Saturday.

eric antoniou

Eric Antoniou

Director – Finance

Why Choose
Break Free Home Loans as your Lending Expert?

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We have 45 accredited Lenders on our panel to choose from

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Our team of Brokers have all worked in the relevant industries (Banking & Finance)

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Our Brokers have previously worked as Credit Officers in some of Australia’s MAJOR banks and understand what is needed the first time

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Melbourne Based we understand how the market works in Victoria

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Fully Accredited with FBAA & AFCA

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We appreciate your support and have a client referral program – get in touch today to learn more!

a suite of happy home
owners

Eric was very friendly and responsive and did a perfect job refinancing our home.

— Sidhra jani.
review

a suite of happy home
owners

I would like to write this review in details to give others the opportunity of using the professional service Eric Antoniou at Break Free Home Loans provides. Being a detailed and highly organised individual I had picked 3 mortgage brokers and thought I give them a call and the conversation I am going to have with them over the phone will determine which one I choose.

— Dianna agius
review

a suite of happy home
owners

Eric delivered great quality service throughout lockdown, was proactive and efficient. Highly recommend Break Free Home Loans for first home buyers who are unsure as Eric explained everything at every step of the way perfectly.

— Jordan Matoe
review

a suite of happy home
owners

It was a breeze dealing with Eric for my loans. He is very professional and knowledgeable. Found me right solution and have taken care of all my needs. I would highly recommend anyone looking to do their finances speak to Eric.

— NK
review

a suite of happy home
owners

Eric has listened to our goals and interests with what’s currently on offer with loans and rates. He gave us options and knows what’s important to us and assisted us very well when we finally made our decision.

— Rachael Law.
review

FREQUENTLY ASKED QUESTIONS

Is using a mortgage broker free?

Our services won’t cost you a cent. Commonly, brokers get their fees paid by the lender after your finance has settled.

What service does a mortgage broker provide?

Brokers are here with a stockpile of knowledge and contacts. It is our job to help you from start to finish with research, paperwork, communicating with the lender and finally settlement. We handle all of the paperwork and communication for you to ensure a smooth and easy process.

Can you get a better interest rate with a mortgage broker?

Often, Brokers have relationships with various lenders. We go through a process of accreditation with each lender which builds trust and opens the door to beneficial rates and services. Get in touch today and we will see if we can negotiate on your behalf.

Contact our team

We love to hear from each and every one of you. Please feel free to reach out to us today!