Refinance Your Home Loan

SAVE TIME AND MONEY TODAY. LET US HELP!

no deposit home loans Melbourne

WHY REFINANCE WITH US?

Want to save thousands dollars in interest and years off your mortgage?

Many lenders and brokers are influenced by the big banks.

We work in YOUR BEST INTEREST! Always Have!

Just look at our happy customers we have helped in the past – each have their own unique story to tell on the reason they approached Break Free Home Loans.

Break Free from the Big Banks!

  • Tailored Rates: We match you with the best lender for your situation.
  • $0 Hidden Fees: 100% transparent process.
  • Fast, Hassle-Free Process: Let us do the hard work for you.

📉 Lower rates. 💰 Bigger savings. 🕒 Faster approval.

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TERRI
01:40 20 Apr 25
I highly recommend Eric and Regina to help you get your home loan 😊Customer Service was very professional and Eric was so empathetic and dealt with me in a caring attitude and I knew he would do his best for me .Thank you Eric and Regina
Response from the owner 09:18 21 Apr 25
Thankyou Terri is was a pleasure helping you
Manjit Tatwadhia
22:48 11 Apr 25
Eric is best in his talent. Very Cooperative and genuine guy. Keep up the good work and good luck. Thanks for your help.
Response from the owner 23:57 28 Sep 23
thank you for your kind words
D_92
06:37 06 Mar 25
Eric was incredibly helpful and at such short notice too. With his help I got the house I wanted - thank you ! 🙂
Response from the owner 06:49 06 Mar 25
Thank you it was a pleasure to work with you and help you achieve a happy life event!
chris nance
05:05 18 Feb 25
Absolute legendary service! Eric and his team got our home loan approval quickly and at a great rate!
Response from the owner 09:19 21 Apr 25
Thankyou Chris appreciate your feedback and I am happy to be of service
Pepeganda TTV
02:27 20 Dec 24
Approval on one of the most difficult circumstances (good credit / tough market) - 🙏🏻 glad to of used this service
Response from the owner 01:16 07 Jan 25
Thankyou very much for your comments and i wish you all the happines in the world.
Mason A
02:45 29 Nov 24
Extremely helpful, very informative and went above and beyond. Thank you Eric
Response from the owner 09:19 21 Apr 25
Thankyou very much
Kushan Atukorale
23:36 21 Nov 24
Working with Eric for the second time has been nothing short of exceptional. Once again, he delivered a seamless and hassle-free experience, demonstrating clear and consistent communication every step of the way. Eric’s dedication to going above and beyond truly sets him apart. A heartfelt thank you to both Eric and Regina for their outstanding professionalism and unwavering support. I couldn’t recommend them more highly!
Response from the owner 05:58 13 Oct 20
Thanks Kushan - The house will look great!
Sammy B
07:43 20 Nov 24
My home loan application was successful. Eric and Regina were so informative and helped me through every step of the loan process.Very positive experience.Highly recommend. I have no hesitation in referring my family and friends.
Response from the owner 09:20 21 Apr 25
Thankyou very much
Mary Jane Dempster
11:02 14 Jul 24
I just want to say thank you for your hard work in securing a mortgage for us and for guiding us through the process from step one when we met you.
Response from the owner 09:20 21 Apr 25
Thankyou very much
Christine Navallo
13:00 13 Jul 24
Eric was fantastic, went above and beyond and made refinancing a breeze!
Response from the owner 09:20 21 Apr 25
Thankyou very much

We at Break Free Home Loans have a passion and personal touch in helping people in need of financial help with their mortgage. Many hundreds of happy customers are now saving time & money on their home loan. Our staff have many years experience in helping customers achieve their desire to reduce their home loan payments and interest, reduce the time to pay down their mortgage and most importantly lead a better life without the burden of high payments and interest.

YOUR NEXT STEP

Ready to see how much you could save?

Start your FREE REFINANCE QUOTE in under 60 seconds.

BENEFIT OF REFINANCING YOUR HOME LOAN

  • Lower interest rate
  • Lower repayments, overall lower cost
  • Reduced time to pay off their mortgage
  • Free up your own time to do other things
  • Celebrate time when you reach your goal and have NO mortgage to pay!
  • Getting a better deal from a lender

AND MORE!

first home buyer scheme
a suite of happy home
owners

Eric was very friendly and responsive and did a perfect job refinancing our home.

— Sidhra jani.
review

a suite of happy home
owners

I would like to write this review in details to give others the opportunity of using the professional service Eric Antoniou at Break Free Home Loans provides. Being a detailed and highly organised individual I had picked 3 mortgage brokers and thought I give them a call and the conversation I am going to have with them over the phone will determine which one I choose.

— Dianna agius
review

a suite of happy home
owners

Eric delivered great quality service throughout lockdown, was proactive and efficient. Highly recommend Break Free Home Loans for first home buyers who are unsure as Eric explained everything at every step of the way perfectly.

— Jordan Matoe
review

a suite of happy home
owners

It was a breeze dealing with Eric for my loans. He is very professional and knowledgeable. Found me right solution and have taken care of all my needs. I would highly recommend anyone looking to do their finances speak to Eric.

— NK
review

a suite of happy home
owners

Eric has listened to our goals and interests with what’s currently on offer with loans and rates. He gave us options and knows what’s important to us and assisted us very well when we finally made our decision.

— Rachael Law.
review

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As both a member of the Finance Brokers Association of Australia (FBAA) and Australian Financial Complaints Authority (AFCA), we are bound to uphold the highest level of standards when providing finance solutions to customers. Members must meet strict experience, education, ongoing training and insurance requirements in order for them to renew their membership each year.

Member of:

Finance Brokers Association of Australia

Membership Number: M-343406

Australian Financial Complaints Authority (AFCA)

Member Number: 68656

Credit Representative Number (ASIC)

Eric Antoniou – 513050

Company Break Free Home Loans – 513051

Head Credit License – Finsure & Insurance Credit Licence

Finsure Finance and Insurance Pty Ltd. ABN 72 068 153 926.

Australian Credit Licence Number 384704