How? By refinancing to a comparable home loan with a lower interest rate.
I work with a large panel of lenders, many of which are offering special deals to people who refinance, so there’s a good chance I can help you switch to a lower-rate loan. That will help offset any future rate rises.
So look for ways to reduce your expenses and increase your savings rate.
Consider lowering your credit card limit, as a higher limit will reduce your borrowing capacity, even if you pay off your entire credit card debt each month.
Maintain or even increase your credit score by paying all your bills on time, and, possibly, closing out any personal or car loans you might have.